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Loan Quality Control Specialist

Unity Bank

Pierz, MN 56364 • $21.20 to $26.50 / hr • 10/20/2026

Skilled & Trades , Warehouse , Manufacturing

Job Description

Job Description

At Unity Bank, our culture is built on our core values: clarity, integrity, connection, and responsibility. We believe in meaningful work, open collaboration, and authentic relationships. Here, every employee takes pride in their role, empowered to make a difference for our clients, our communities, and each other.

We listen. We care. We connect. We choose to do the right thing. We are responsible for our work. Every conversation matters, and every solution is crafted with integrity, and clear sound decisions. Together, we create the best experience for our clients, our work environment, and our communities.

Position Summary:The Loan Quality Control Specialist is responsible for managing risk to the Bank by performing a variety of quality control functions in partnership with commercial, real estate, and consumer loans to verify the accuracy of documents and completeness of loan files.

Responsibilities/Accountabilities:

  • Loan Quality Control Review: Perform pre- and post-closing quality control reviews verifying accuracy of loan documents to both regulatory standards as well as internal controls and processes. Review documentation for completion and accuracy, including but not limited to, checklists, loan collateral, lending authority approval as outlined in loan policy, and communicate any deficiencies or expectations with the lending team.
  • Collaboration: Partner with departments including Compliance, Lending, and Internal Audit to support and resolve any audit findings and share findings and recommendations for enhancing processes and procedures.
  • Loan File Maintenance: Conduct daily loan file maintenance reviews.
  • FNMA Portfolio: Responsible for balancing and reporting of the FNMA portfolio.
  • Loan Maintenance: Conduct loan file maintenance and review as needed once information is uploaded into the core system.
  • Compliance: Maintain an in-depth understanding of loan policy and process to identify exceptions to policy. Ensure adherence to regulatory requirements, privacy policies, industry standards, and internal policies and procedures.

Education and Experience:

  1. High School Diploma or equivalent.
  2. Three (3) or more years of loan documentation experience or combination of education and experience preferred.
  3. Banking industry experience preferred.

Work Environment:Collaborative, trust-based, transparent, supportive, and comfortable community atmosphere. This position may include opportunities to travel across our footprint, working with customers, community members, and our Unity Team.

This position may require prolonged periods of sitting at a desk and working on a computer.

Regulatory Standards:Financial Institutions must adopt and comply with regulatory requirements. All employees of Unity Bank are required to comply with these standards and practices. Employees will be responsible for participation in training sessions for these regulatory compliance requirements. This will be offered through online sessions, department meetings, bank wide training, and other such media. In addition, compliance training that is specific to job responsibilities will be conducted. Any employee that knowingly fails to comply with the requirements, as outlined in the Compliance Manual and the related guidelines may be subject to disciplinary action, up to and including termination of employment.

Benefits:401(k), 401(k) matching, Dental insurance, Disability insurance, Employee assistance program, Health insurance, Health savings account, Flexible Spending Account, Life insurance, Paid time off, Vision insurance, Pet Wellness, Norton LifeLock, etc.

Discretionary Pay:Bonus Pay

Unity Bank is an Equal Opportunity Employer. This is a position for which:

• Military experienced candidates are encouraged to apply.

• Applicants of all ages, including older job seekers and encouraged to apply.

• Candidates with disabilities are encouraged to apply.