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Collections Customer Service Representative

HeartCentrix Solutions

Coppell, TX • $17.00 to $18.00 / hr • 11/7/2026

Job Description

Job Description

Performing Loan Consultant

Location: Coppell, TX
Position Type: Contract-to-Hire
Work Environment: Onsite, Monday–Friday

Schedule

  • Weeks 1–2 (Training): 8:00 AM – 5:00 PM
  • Regular Schedule: 9:00 AM – 6:00 PM
  • Occasional overtime or weekend availability may be required.

Job Description

We are seeking a motivated Performing Loan Consultant to assist homeowners with past-due mortgage payments, account questions, and payment arrangements. The ideal candidate has strong communication skills, customer service experience, and the ability to handle high-volume calls in a fast-paced environment.

Key Responsibilities

  • Make outbound calls to homeowners regarding past-due mortgage payments.
  • Handle inbound customer service calls and account inquiries.
  • Work with customers to establish payment arrangements and resolve outstanding balances.
  • Process mortgage payments and update customer accounts.
  • Assist with billing questions, escrow inquiries, and payoff requests.
  • Maintain accurate records of customer interactions.
  • Meet daily performance and productivity goals.
  • Provide professional, courteous service while handling difficult conversations.

Qualifications

  • High school diploma or GED required.
  • Previous customer service, call center, or collections experience preferred.
  • Strong communication, negotiation, and problem-solving skills.
  • Comfortable handling high-volume inbound and outbound calls.
  • Basic computer skills and Microsoft Office proficiency.
  • Ability to multitask and work in a fast-paced environment.
  • Bilingual Spanish is a plus.
  • Previous sales or payment collection experience is a plus.

Additional Information

  • This is a fully onsite position.
  • Training is provided, including required open-book assessments.
  • The first training assessment takes place on day 5 and must be passed to continue the assignment.
  • Reliable attendance and punctuality are required.
  • Must have a smartphone capable of using authentication applications for company security.