Underwritter

Building lifelong relationships, one member at a time! Since 1935, Valley Communities Credit Union has grown from serving paper mill employees in Mosinee to supporting over 16,000 members across Central Wisconsin communities.

Position Summary
The Underwriter serves as the primary decision-maker for consumer and mortgage loans. This role evaluates, approves, declines, or counteroffers loan applications in accordance with established policies and guidelines while supporting a positive member experience.

Key Responsibilities

• Underwrite consumer and mortgage loan applications submitted through the core system

• Analyze applications for accuracy, completeness, and risk

• Make sound lending decisions within approval limits; escalate exceptions with recommendations

• Clearly communicate loan decisions, conditions, and alternatives to Loan Officers

• Support the loan process from application through closing

• Identify cross-sell opportunities and contribute to process improvements

• Stay current on lending regulations and industry trends

Qualifications

• 2–5 years of consumer and real estate underwriting experience in a financial institution (credit union preferred)

• Strong analytical and decision-making skills

• Ability to build relationships with members and staff