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SpecSys
New Ulm, MN 56073 • (23.1 miles) • Full Time • $17.00 to $24.00 / hr • 11/1/2026
Join an Established and Growing Team! Showcase your skills with a company committed to providing services ON TIME, ON BUDGET, DONE RIGHT, and DONE SAFELY. At SpecSys, we offer exciting, challenging work tailored to your strengths, along with opportunities to make an impact. Learn more about us at specsys.com and apply today! SALARY RANGE: $17.00 to $24.00 per hour FLEXIBLE SCHEDULE including 4 10-hour shifts and 5 8-hour shifts with flexible start times! BENEFITS: Medical, Dental, & Vision Insurance; HSA/FSA options; Accident & Critical Illness Insurance; Short- and Long-Term Disability; 401(k) with Employer Match; Term Life Insurance; Employee Assistance Program; Employee-of-the-Month and Year, RITALKA University; Employee Luncheons; Company Picnic; Community Volunteering. As the Plasma TCulligan Of Southern Minnesota
Mankato, MN 56001 • (33.8 miles) • Full Time • $24.00 to $32.00 / hr • 11/1/2026
Benefits: 401(k) matching Competitive salary Dental insurance Employee discounts Free uniforms Health insurance Opportunity for advancement Paid time off Training & development Service Technician – Culligan of Southern Minnesota Be the Reason People Love Their Water Looking for a career that matters whether you’re just starting out or already have hands-on experience? At Culligan, every “Hey Culligan!” is a call you can proudly answer. You’ll help families and businesses enjoy clean, safe water and build a career that grows with you. This isn’t just a job it’s a chance to learn a trade , serve your community , and be part of a trusted local team with international backing making life better across Southern Minnesota. Culligan has the best product and the best people standing behind them! WKinperium-Hiniker LLC
Mankato, MN 56001 • (33.8 miles) • Full Time • $78,000 to $96,500 / yr • 10/31/2026
Kinperium-Hiniker LLC (Hiniker) is a Minnesota based manufacturer. With roots in the agricultural equipment industry going back to 1970 and continuing today, we know how to build tough, productive, reliable equipment. Hiniker is known for sturdy cultivators, efficient shredders, and niche equipment such as the cover crop seeder and NH3 monitors. In 1995, Hiniker branched into designing and manufacturing snow removal equipment, which is a trusted tool for many. Hiniker snow and ice equipment is built to enable the operator to work as efficiently as possible. We do this with innovative and purpose-built designs like the Hiniker C-Plow and the Hiniker Scoop Plow. We also manufacture a line of spreaders and skid steer plows. In 2024, we expanded our offerings with the acquisition of Daniels PlGEE Group, Inc
Jackson, MN • (30.9 miles) • Full Time • 10/30/2026
Title: Quality Engineer (Manufacturing) Compensation: Up To $88k Location: Minnesota, South Dakota, or Iowa Benefits: Medical, Dental, Vision, 401k, and more We’re seeking a Quality Engineer to support manufacturing operations and compliance with regulatory standards. This role ensures quality across production and suppliers. The candidate must reside in MN, SD, or IA. The Ideal Candidate Previous experience in a quality role within a manufacturing environment. Experience with manufacturing processes and quality systems (e.g. ISO 9001, IATF 16949). Hands-on experience with analysis, ERP, and QMS systems. CQE, Six Sigma, or Lean certifications are a plus but not required Keywords: Quality Engineer, Manufacturing, Supplier Quality, ISO 9001, IATF 16949, FMEA, SPC, 8D, QMS, ERP, Root Cause AnTechDigital Corporation
Mankato, MN 56001 • (33.8 miles) • Full Time • 10/30/2026
JOB DESCRIPTION The position is based at the Wilmarth Generating Plant in Mankato, MN with no hybrid work option. The role encompasses both project engineering and day-to-day reliability engineering duties. This dual focus allows for a dynamic work environment where engineers can contribute to long-term projects while also addressing immediate operational needs. Position Summary Applies extensive technical expertise and has full knowledge of other related disciplines. Performs as a staff advisor and consultant in a technical specialty, a type of facility or equipment, or a program function. Carries out complex or innovative assignments requiring the development of new or improved techniques and procedures. Work is expected to result in the development of new/improved techniques and proceduMindlance
Mankato, MN 56001 • (33.8 miles) • Full Time • 10/30/2026
JOB DESCRIPTION The position is based at the Wilmarth Generating Plant in Mankato, MN with no hybrid work option. The role encompasses both project engineering and day-to-day reliability engineering duties. This dual focus allows for a dynamic work environment where engineers can contribute to long-term projects while also addressing immediate operational needs. Position Summary Applies extensive technical expertise and has full knowledge of other related disciplines. Performs as a staff advisor and consultant in a technical specialty, a type of facility or equipment, or a program function. Carries out complex or innovative assignments requiring the development of new or improved techniques and procedures. Work is expected to result in the development of new/improved techniques and proceduCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/30/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andETeam Inc.
Minnesota Lake, MN 56068 • (42 miles) • Full Time • 10/30/2026
Job Title: Senior Microsoft Copilot Studio & Power Platform Engineer Work Location: Minnesota Lake, MN 56068 Contract duration: 12 Months Detailed Job Description: Hands on experience delivering production ready Copilot Studio solutions or enterprise conversational AI applications.Strong working knowledge of Cowork, Power Platform, including Power Apps, Power Automate, Dataverse, custom connectors, Power Platform solutions, environment management, connection references, and ALM.Strong understanding of Generative AI, LLM concepts, prompt engineering, RAG, grounding, agent orchestration, and AI response evaluation.Working knowledge of AIdriven analytics, including Power BI, Microsoft Fabric, semantic models, DAX, SQL analytics, dashboards, natural language QA, AIassisted insights, anomaly deAmeristar Manufacturing
Mankato, MN 56001 • (33.8 miles) • Full Time • $25.00 to $30.00 / hr • 10/27/2026
Ameristar is Growing! We are looking for an experienced machinist to join our team. Ameristar Manufacturing, Inc offers an exceptional compensation plan, many company paid benefits, other benefits, paid holidays, volunteer time pay and more! We have both first and second shift availability and we work 4 days, 10-hour shifts. Oh - and we have a very comfortable air-conditioned plant! Essential Functions: CNC machining operator makes various custom parts from aluminum, steel, and other alloys using fixtures, tools, and processes in place to produce desired parts. Ensure quality of parts produced; makes proper adjustments for equipment settings; takes proper care of all CNC equipment. Ensures product produced meets or exceeds customer specifications Reviews work orders and follows process speMAT Holdings, Inc
Springfield, MN 56087 • (24.1 miles) • Full Time • 10/24/2026
Company Description Join our vertically integrated team at MAT Holdings, Inc., a leading global manufacturer with a 40-year history. We're proud to provide employment opportunities for more than 14,000 employees across 12 countries. Headquartered in Long Grove, Illinois, we have over 40 factories on three continents, including 2.1 million square feet of U.S. distribution and manufacturing space. You will find our products in home improvement centers, big box retailers, hardware stores and automotive chains. They're in the cars you drive, the trailers you tow, and the heavy-duty machinery you operate. MAT can maintain consistent expertise and solutions across the entire supply chain. We’re experts in engineering, manufacturing, quality assurance, logistics and distribution, marketing, desigKato Cable LLC
Mankato, MN 56001 • (33.8 miles) • Full Time • $65,000 to $75,000 / yr • 10/24/2026
Description: We’re Hiring: Manufacturing Engineer II Kato Cable is seeking an experienced, hands-on Manufacturing Engineer II to lead process improvements, advance automation, and strengthen manufacturing performance across our production operations in Mankato, Minnesota. Schedule: Monday - Thursday, 5:30am - 4:00 pm Salary: $65k - $75k annually This is an opportunity for an engineer who enjoys solving complex manufacturing challenges, working directly with production teams, and turning data and technical expertise into sustainable results. In this role, you will: Design, optimize, and validate manufacturing and equipment processes Lead Lean Manufacturing and 5S initiatives to improve productivity, reduce waste, and minimize variation Identify and implement automation opportunities Lead caFindTalent
Mankato, MN 56003 • (30.9 miles) • Full Time • 10/23/2026
Job Opportunity: Distribution Engineer FindTalent is seeking a qualified Distribution Engineer on behalf of our client. This role offers an exciting opportunity to contribute to the design and development of overhead and underground distribution systems. The position is available in multiple office locations, providing flexibility and growth potential. Role Overview: As a Distribution Engineer, you will play a vital role in the conceptual, preliminary, and final design of distribution facilities operating at voltages ranging from 4.16 kV to 34.5 kV. The focus of this role includes urban and rural distribution system design, requiring expertise in both overhead and underground systems. Key Responsibilities: Utilize PLS-CADD, Stakeout, or other distribution design software for overhead distrBolton & Menk, Inc
Sleepy Eye, MN 56085 • (21.3 miles) • Part Time • 10/22/2026
Bolton & Menk has an exciting opportunity for a Design Engineer, EIT, to join our Municipal team in our Sleepy Eye office. As a Top Workplace, this is a fantastic chance to work with a talented team of professionals and make a lasting impact on the communities we serve. With over 75 years of experience, Bolton & Menk specializes in providing community infrastructure solutions across the Midwest, Southeast, and beyond. In this entry level civil engineering role, we are looking to add an EIT who will help foster our mission that All People Should Live in Safe, Sustainable and Beautiful Communities! The majority of your time will be spent assisting project managers and project engineers in design and construction phase activities on Municipal projects. This position is open to December 2024,ISG
Mankato, MN 56001 • (33.8 miles) • Full Time • $95,000 to $155,000 / yr • 10/17/2026
Description Founded in 1973, ISG multi-disciplinary, full-service architecture, engineering, planning, and interior design firm serving clients nationwide. As an employee-owned firm , we are driven by collaboration, accountability, and a shared commitment to creating environments where people thrive. ISG is seeking a Civil Engineer to join our growing team. In this role, you will be an ISG Employee Owner, working alongside a passionate group of professionals to deliver thoughtful, innovative, and community-impacting solutions. You’ll have the opportunity to contribute meaningfully to projects from concept through construction while building lasting relationships with teammates and clients. You will work closely with Jerremy Foss, PE, CNUA, Civil Engineering Group Leader, and collaborate wiAmerican Engineering Testing Inc
Mankato, MN 56001 • (33.8 miles) • Full Time • $20.00 to $21.00 / hr • 10/14/2026
About American Engineering Testing (AET) At American Engineering Testing (AET), we believe that people are the heart of innovation. We create an environment that values teamwork, curiosity, and continuous improvement while delivering innovative engineering and consulting solutions. As a 100% employee-owned firm, we deliver comprehensive testing, analysis, and design to reduce uncertainty in construction projects and offer rewarding work, exceptional training, and career development opportunities. Apply now for AET’s 2027 Summer Internship! We are seeking motivated individuals pursuing education or careers in Civil Engineering, Geology, Geological Engineering or related fields for AET's Summer 2027 Internships across several of our locations and departments. At AET, we value individuals whoSystem One
Mankato, MN 56001 • (33.8 miles) • Full Time • 10/14/2026
Job Title: Electrical Engineer Location: Mankato, Minnesota Type: 12 month Contract Compensation: $50.00- $53.50/hr Work Model: Onsite – onsite Responsibilities • Applies extensive technical expertise and has an understanding of the basic principles of other related disciplines. Fully demonstrates the unique technical skills and core competencies for this engineering level by applying technical standards, principles, theories, concepts, and techniques to lead projects of moderate to large size, scope, and complexity. • Largely self-directed work is expected to result in the development of new or improved techniques, procedures, and standards. Supports the development of technical documentation (including but not limited to designs, testing, calculations, reports, standards, etc.) • WithoutRobert Half
Mankato, MN 56001 • (33.8 miles) • Full Time • $95,000 to $115,000 / yr • 10/10/2026
We are looking for a Data & Integration Engineer to support the design and delivery of dependable data solutions for healthcare operations in Mankato, Minnesota. In this role, you will create and optimize data pipelines, connect critical applications, and help ensure information moves accurately across clinical, operational, and business platforms. This position is ideal for someone who combines strong technical depth with a practical understanding of healthcare data standards, platform reliability, and regulatory expectations. Responsibilities: • Develop and support scalable data workflows that collect, transform, and distribute information across enterprise systems. • Build and manage integrations between clinical, operational, and business applications to enable consistent data exchangeJarraff Industries LLC
Saint Peter, MN 56082-1700 • (38.6 miles) • Full Time • $94,082 to $103,302 / yr • 10/6/2026
Description: Job Purpose: The System Design Engineer is responsible for the design, development, integration, and validation of electro-hydraulic control systems, machine electrical architectures, and embedded controls software for off-highway equipment. This position owns system architecture from concept through production release. Works cross-functionally with mechanical, hydraulic, manufacturing, procurement and service teams to deliver robust, safe, and compliant machines. Essential Functions: System Architecture & Design: Defines and documents machine-level electrical, electro-hydraulic, and control system architecture, including controller selection, I/O allocation, CAN network maps, and power distribution. Embedded Controls Software: Develops or communicates with outside suppliers tAlliant Engineering
Mankato, MN 56001 • (33.8 miles) • Full Time • 10/5/2026
You deserve a job that you feel proud of, where you can channel your knowledge and skills into projects that positively affect communities, and where you design your own path. This is Alliant. Become an employee-owner of a growing engineering and consulting firm where we strive to provide a diverse and equitable culture of support and opportunities. Our success is driven by our employee-owners, and we're excited to have you be a part of it. The Impact You'll Have: We are looking to expand the services offered in our newly established Mankato, Minnesota office. This dynamic and growing small urban area has the amenities of larger cities (sports, arts, restaurants, colleges) with the benefits of a smaller community (quick access to nature, lower cost of living, no traffic congestion). As a SManpower
Jackson, MN 56143 • (31.5 miles) • Full Time • $43.00 / hr • 10/30/2026
Our client, in Jackson, MN is seeking an experienced Supplier Quality Engineer to join their team. As a Supplier Quality Engineer, you will be part of the supplier management supporting the plant. The ideal candidate will be bi-lingual with english and spanish, have good communication and analytical skills, which will align successfully in the organization. Job Title: Supplier Quality Engineer Location: Jackson, MN Pay Range: $43/hour What’s the Job? Long term contract with possible future conversion opportunity for the right candidate fit Bilingual in English and Spanish Required Support production through data-driven problem solving, defect reduction, and process capability analysis to ensure consistent product quality. Lead quality efforts during new product introductions, includiBolton & Menk, Inc
Mankato, MN 56001 • (33.8 miles) • Part Time • 10/30/2026
Bolton & Menk has an exciting opportunity for a Senior Project Engineer, PE to join our Transportation team in our Plymouth or Eden Prairie office. As a Top Workplace, this is a fantastic chance to work with a talented team of professionals and make a lasting impact on the communities we serve. With over 75 years of experience, Bolton & Menk specializes in providing community infrastructure solutions across the Southeast, Midwest, and beyond. This role will have a focus on transportation projects and coordinate planning, development, and completion of projects ensuring client satisfaction. You will work closely with Project Managers in understanding client needs and expectations. We are looking for candidates who possess a high capacity for self-motivation and can apply engineering and traCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/27/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andAmeristar Manufacturing
Mankato, MN 56001 • (33.8 miles) • Full Time • $25.00 to $35.00 / hr • 10/25/2026
Laser Operator – Amada Ventis 3015AJ 6k Fiber Laser Ameristar Manufacturing, Inc. Location: Mankato, Minnesota Work Schedule Four-Day Work Week Monday–Thursday 6:00 AM – 4:30 PM 40 Hours Per Week Every Friday Off Overtime opportunities available as business needs require Enjoy a consistent four-day work week that provides a three-day weekend every week while working with some of the most advanced fabrication equipment in the industry. About Ameristar Manufacturing Ameristar Manufacturing is a full-service metal manufacturing company founded in 1908. Our capabilities include precision laser cutting, waterjet cutting, CNC machining, stamping, welding, fabrication, and assembly. We continue to invest in state-of-the-art equipment and talented employees who take pride in producing high-qualityMAT Holdings, Inc
Springfield, MN 56087 • (24.1 miles) • Full Time • 10/24/2026
Company Description Established in 1984 as Midwest Air Technologies, Inc. (MAT Holdings, Inc.), it is a $2.0 billion multi-national company with manufacturing operations, distribution centers, and sourcing offices worldwide. The company’s core businesses include the production, sales, and service of products in the fencing, hardware, automotive, and power equipment sectors. MAT is a family of companies and products offering countless opportunities enabled by our global presence in 12 countries and 14,000 employees. MAT Industries, Inc., a proud member of MAT Holdings Inc., is a leading manufacturer of air compressors and air brake tanks located at 118 W Rock St., Springfield, MN. World-class domestic manufacturing facilities allow MAT Industries to offer high-quality air compressors, air tKato Cable LLC
Mankato, MN 56001 • (33.8 miles) • Full Time • $65,000 to $75,000 / yr • 10/24/2026
Description: We’re Hiring: Manufacturing Engineer II Kato Cable is seeking an experienced, hands-on Manufacturing Engineer II to lead process improvements, advance automation, and strengthen manufacturing performance across our production operations in Mankato, Minnesota. Schedule: Monday - Thursday, 3:30 pm - 2:00 am Salary: $65k - $75k annually This is an opportunity for an engineer who enjoys solving complex manufacturing challenges, working directly with production teams, and turning data and technical expertise into sustainable results. In this role, you will: Design, optimize, and validate manufacturing and equipment processes Lead Lean Manufacturing and 5S initiatives to improve productivity, reduce waste, and minimize variation Identify and implement automation opportunities Lead cSpecSys
New Ulm, MN 56073 • (23.1 miles) • Full Time • $60,000 to $95,000 / yr • 10/17/2026
Join an Established and Growing Team! Showcase your skills with a company committed to providing services ON TIME, ON BUDGET, DONE RIGHT, and DONE SAFELY. At SpecSys, we offer exciting, challenging work tailored to your strengths, along with opportunities to make an impact. Learn more about us at specsys.com and apply today! SALARY RANGE: $60,000 - $95,000 IN ACCORDANCE WITH APPLICABLE EXPERIENCE! BENEFITS & PERKS: Medical, Dental, & Vision Insurance; HSA/FSA options; Accident & Critical Illness Insurance; Short- and Long-Term Disability; 401(k) with Employer Match; Term Life Insurance; Employee Assistance Program; Employee-of-the-Month and Year, RITALKA University; Employee Luncheons; Company Picnic; Community Volunteering. As a Mechanical Engineer , you will complete mechanical design woAmerican Engineering Testing Inc
Mankato, MN 56001 • (33.8 miles) • Full Time • $28.00 to $31.00 / hr • 10/14/2026
About Us At American Engineering Testing (AET), we believe that people are the heart of innovation. We create an environment that values teamwork, curiosity, and continuous improvement while delivering innovative engineering and consulting solutions. As a 100% employee-owned firm, we deliver comprehensive testing, analysis, and design to reduce uncertainty in construction projects and offer rewarding work, exceptional training, and career development opportunities. Job Summary Field Engineer plays a critical role in assisting engineers and technicians with project duties in the field. This position is responsible for supporting engineering projects, performing laboratory testing, and conducting field observation of construction materials, ensuring accurate data collection and reliable projCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/9/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andBolton & Menk, Inc
Mankato, MN 56001 • (33.8 miles) • Part Time • 10/5/2026
Bolton & Menk is now accepting applications for our 2027 summer internship season. As a Top Workplace, this is a fantastic chance to work with a talented team of professionals and make a lasting impact on the communities we serve. With over 75 years of experience, Bolton & Menk specializes in providing community infrastructure solutions across the Midwest, Southeast, and beyond. As an Engineering Intern, much of your time will be spent assisting with various transportation projects. This may include roadway and intersection design layouts, traffic counting, and plan production for roadway and highway improvement projects as well as assisting in calculations and periodic site visits.We also will provide you with the opportunity to work in the office doing plan reviews, quantity calculationsCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/6/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/6/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/6/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term andCompeer Financial
Mankato, MN • (34.7 miles) • Full Time • 10/6/2026
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and